Get your paycheck before you need it.

Subject to card activation or Deposit Account registration and ID verification. 1 Card issued or Deposit Account established by Pathward®, N.A. and Republic Bank & Trust Company, Member FDIC.

iPhone with a direct deposit notification highlighted

Get paid up to 2 days faster with Direct Deposit. 2

Anytime Alert Notification

Full Control

You decide whether to deposit all or part of each check, and with Anytime Alerts™, you'll receive notifications when funds clear.

More Convenience

Since your funds are loaded onto your Card Account, you don’t have to worry about the risk of your paper check being lost or stolen. Plus, you can avoid potential check-cashing fees and long lines on payday.

Different transfer types including permissions, tax refunds, and paychecks

Flexibility

You can deposit more than just a paycheck. You can also set up Direct Deposit for tax refunds and various government benefits programs, including Social Security.

Man working in front of his computer

Direct Deposits can also include

Tax refunds Social Security benefits Supplemental Security Income (SSI) Railroad Retirement Benefits (RRB) Defense Finance and Accounting Service Payments (DFAS) State unemployment benefits (varies by state) Veterans’ benefits

Setting up Direct Deposit is simple.

Just like a traditional bank account, all you need are your account and routing numbers.

Get a faster tax refund 2 with Direct Deposit.

Woman receiving her tax refund through direct deposit

How it Works

Order a Card

Order a Netspend card if you haven’t already. Make sure to activate your Card and verify your identity 1 when it arrives within 7-10 business days.

Set up Direct Deposit

Select Direct Deposit on your tax form (or select the direct deposit option if filing online) to receive your refund on your Netspend Debit Account when filing your taxes.

Fill in Information

Enter your Netspend Debit Account Routing number and Account number in the designated fields, and choose “Checking” as the account type.

Change the way you pay with the Netspend® Debit Account.

Get started today with no credit check, 1 activation fee 3 or minimum balance required.

Your money, at your fingertips.

Download Our App

Connect with Us

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Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit.

1 IMPORTANT INFORMATION FOR OPENING A CARD OR DEPOSIT ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens an Account. WHAT THIS MEANS FOR YOU: When you open an Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see a copy of your driver’s license or other documents at any time. All Accounts are opened subject to our ability to verify your identity by requiring acceptable types of identification. We may validate the information you provide us to ensure we have a reasonable belief of your identity. If we are not able to verify your identity to our satisfaction, we will not open your Account or we may close the Account if it was previously funded. Your Account is subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.

2 Faster funding claim is based on a comparison of the Pathward, N.A. and Republic Bank & Trust Company’s policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction.

3 While this specific feature is available at no cost, certain other transaction fees and costs, terms, and conditions are associated with the use of this Card or Account. See the Cardholder Agreement or Deposit Account Agreement for more details.

The Netspend Visa® Prepaid Card is issued by Pathward®, National Association and Republic Bank & Trust Company, Members FDIC, pursuant to a license from Visa U.S.A. Inc. The Netspend Prepaid Mastercard is issued by Pathward, N.A., and Republic Bank & Trust Company, Members FDIC, pursuant to license by Mastercard International Incorporated. The Netspend® Debit Account is a deposit account established by Pathward, N.A. Please see the back of your Card for its issuing bank. Ouro Global, Inc. is a registered agent of and service provider to Pathward, N.A. The Netspend Visa Prepaid Card may be used everywhere Visa debit cards are accepted. The Netspend Prepaid Mastercard may be used everywhere Debit Mastercard is accepted.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

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Apple® and the Apple logo® are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

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